Up to R70 000 cover for individuals, single adult family and family, R50 000 for parents, and R30 000 for extended family members (age dependent).
- Premiums start from R36 per person p/m for R5 000 cover (age dependent)
- Entry age (policyholder): 18 – 54 years old
- Max entry age (parent and extended family): 84 years old
- Max entry age (family): 20 years old (child), 25 years old (full-time students), spouses have no maximum age requirement
The Comprehensive+ Plan offers the following additional benefits:
01 Terminal Illness Benefit:
The Comprehensive+ Plan offers a terminal illness benefit which pays out 50% of the cover that applies at the time if the insured per son is diagnosed with a terminal illness and is expected to die within 12 months and the policy has been active for more than 10 years, with the remainder paid when the insured per son dies.
02 Double Accidental Cover
The Comprehensive+ Plan has double the cover: If the insured per son dies due to an accident, double the cover amount will be pai d for a valid claim. The double accidental cover applies to all insured persons except still born babies. Where the insured person is a child younger than 14, the cover will only be doubled up to the legal maximum.
04 Paid-Up Benefits
Death and Disability paid-up: If you die or we recognise your disability, premiums stop but the cover at the time continues. A 12-month waiting period applies for non-accidental death and non-accidental disability.
Retirement paid-up: When you turn 65, premiums stop but cover at that time continues.
Grocery and Education Benefits (at an extra premium)
- These benefits can be added (at an extra premium) to Single Adult and Family Funeral Plans. The insured person can be you or your spouse/ partner. The Grocery and Education benefits each pay 12 equal monthly payments to the recipient when the insured person dies.